Decree 27-2022 of the Congress of the Republic, Law of Preferential Interest Rate for the Access to Social Housing, has as an object aiding Guatemalan families to acquire their first house. For such purpose, a subsidy has been established by the State of Guatemala to the interest rates for the acquisition of houses characterized as “social”, which are those that do not exceed 170 minimum wages in price. Thus, the Guatemalans that obtain a loan -in the banking system- to purchase their first house, may opt for a subsidy on their interest rates. For the resale of a house acquired under the preferential interest rate scheme, it is necessary that the banking institution that provided the loan, grants its express authorization.
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